I am Tami Barber, your local East Tennessee mortgage professional. As an Encore Lending Group loan officer my reputation is built on professionalism, integrity and the ability to keep transactions on track. I am dedicated to helping clients obtain a mortgage that fits their specific home ownership needs and goals. I am passionate about helping my clients and focus on bringing you peace of mind throughout the home buying process.

Thanks for stopping by and please don't hesitate to call or email with any questions while you browse the site.


“Tami Barber is the best mortgage broker I have ever seen!  She has performed miracles!  Things that were difficult to find, she found the information needed. Her personality is wonderful.  Very professional.”

~Bill B.

“I would like to thank you Tami, for all the help throughout my home-buying experience.  I feel that you went out of your way to make sure that my loan acquisition process was as easy for me as it could be, as well as the expert advice you gave throughout the whole process.”

~Geoff C.

“Tami helped my husband and I refinance our loan and was attentive, available, tireless, personable and professional. She worked diligently to get through any issues and closed our loan way faster than I dreamed we could. I would definitely recommend Tami for any home loan needs. She is awesome!”

~Marty P.


Buying a home is one of the largest investments you will make, and I feel privileged as your loan officer to walk you through the process. I love helping my clients achieve their dream of buying a home - whether it is their first or their tenth! My goal is to match each of my clients with the best product to help them reach their personal and financial goals.

Tami L Barber

NMLS #1030737

(423) 943-9269

Encore Lending Group LLC

NMLS #1249911

206 Wesley St, Johnson City TN 37601

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The information contained in this site has been prepared by an independent third party and is distributed for educational purposes only. This is designed to give helpful tips on the mortgage process and is not intended to give legal advice. Information is considered reliable but not guaranteed. This is not a prequalification, preapproval, loan approval or commitment to lend.